First Time Buyer Program

First Time Buyer Program -
Many programs exist to help first time home buyers finance their purchases.  Many clients can benefit from applying for a first time buyer program or first home buyer program before they make a purchase.  Home buying assistance programs can be administered by state or federal agencies, and may offer buyers low interest rates or other incentives for buying their first homes.


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American Home Mortgage
538 Broadhollow Rd.
Melville, NY 11747
515-453-2450
http://www.mortgageselect.com
American Home Mortgage (AHM) is a nationwide lender providing mortgage financing to home buyers. AHM creates mortgage relationships with REALTORS to increase home sales.
AmeriDream, Inc.
200 Professional Dr., Ste. 400
Gaithersburg, MD 20879
301-977-9133
http://www.ameridream.org
AmeriDream, Inc., the nation's leader in down payment assistance, teams with Grabaflyer and HomeSafe Inspection via Satellite Marketing to increase real estate industry services.
Ameriquest Mortgage Company
1100 Town and Country Rd.
Orange, CA 92868
http://www.ameriquestmortgage.com
Ameriquest offers more opportunities to close deals. 100% financing for buyers with no down payment. Programs for less-than-perfect credit or hard-to-prove income.
Buyers Fund
3575 N. 100 E., Ste. 250
Provo, UT 84604
801-734-1376
http://www.buyersfund.com
Buyers Fund partners with REALTORS in closing more listings at a fraction of the time by gifting down payment assistance grants to qualified home buyers.
Downey Savings
3501 Jamboree Rd.
Newport Beach, CA 92660
800-9-Downey
http://www.downeysavings.com/hl
Downey Savings has what you need to be successful. Call us today so we can help you sell more homes and close more loans! 866-4-DOWNEY
GMAC Mortgage Corporation
100 Witmer Rd.
Horsham, PA 19044
http://www.gmacmortgage.com
GMAC Mortgage is committed to helping REALTORS keep their sales momentum going with consumer home financing solutions for an ever-changing market. To learn how GMAC Mortgage can help you and your buyers, call 800-888-GMAC to reach the office nearest you.
Housing Action Resource Trust
8711 Monroe Ct., Ste. A
Rancho Cucamonga, CA 91730
909-945-1574
http://www.hartprogram.com
Housing Action Resource Trust is a down payment assistance provider offering direct gifts to home buyers. The maximum gift is up to $15,000.
Bank of America
315 Montgomery St., 7th Fl.
San Francisco, CA 94104
415-622-4224
http://www.bankofamerica.com
With more than 5,700 banking centers in 9 states and more than 500 retail sales locations nationwide, Bank of America operates the mortgage industry's most extensive mortgage lending network.
Chase Home Finance
194 Wood Ave. S.
Iselin, NJ 08830
732-452-8000
http://homeloan.chase.com
One of the nation's largest residential mortgage lender and a leading provider of home equity and alternate housing loans.
National Home Buyers Assistance
1 MAnor House Rd
Littleton, CO 80127
303-703-6422
http://www.nhba.com
The only national lease-to-own investment franchise that allows buyers to choose their own home. REALTORS collect commissions up front. A win-win opportunity for everyone.
The Nehemiah Program
424 North 7th Street
Suite 250
Sacramento, CA 95811
916-231-1999
http://www.getdownpayment.com
The Nehemiah Program, the most trusted name in down payment assistance, provides free gift funds up to 6% of the sales price for down payment and closing costs.
Wells Fargo Home Mortgage
1 Home Campus
Des Moines, IA 50328
http://www.wellsfargo.com
Wells Fargo Home Mortgage is the nation's leading retail mortgage lender providing funding to put more buyers into homes.